About Notes
- What are Notes?
- How are Notes created?
- Where can I find more information about a Set of Notes?
- How do Note repayments work?
- Who is the Note issuer?
- What are Mintos Notes base prospectuses and final terms?
Investing in loans
- What is manual investing?
- What are automated portfolios?
- Can I use multiple ways of investing to invest in a particular Set of Notes?
- Why are there no loans available from certain lending companies or certain regions?
- Why can’t I invest in Core or Custom Loans?
- How do I make money from my investments?
About underlying loans
- What is schedule extension?
- How is interest for investments in loans calculated?
- What types of loans exist on Mintos?
- What statuses can loans and other assets have on Mintos?
- What is skin in the game?
- What is a buyback obligation and how does it work for investments in Notes?
Selling loans
- How to sell loan investments using Cash out?
- How to sell loan investments on the Secondary market?
- How is interest divided between the seller and buyer of an investment on the Secondary Market?
- Why can’t I sell an investment on the Secondary Market?
- Why am I getting a negative Yield to Maturity (YTM) error when selling loans?
Core Loans
- What is the Core Loans portfolio and how does it differ from legacy portfolios?
- What are the investment criteria for the Core Loans and legacy portfolios?
- Can I change diversification for my Core Loans portfolio?
- How can I change the priority of my automated portfolios?
- How are fees charged for investing through Core Loans and legacy portfolios?
- Which investments are available for cash out from Core Loans?
Custom Loans
- What are Custom Loans portfolios?
- Custom Loans Portfolio: New Features and Improvements
- How do Custom Loans portfolios invest money from my Mintos account?
- Can I use different ways of investing at the same time?
- What is the Custom Loans portfolio management fee?
- What happens to my diversification settings if I change the portfolio target?
Mintos Risk Score
Revolving Pool
- What is Revolving Pool?
- What's in a Revolving Pool?
- How does a Revolving Pool work?
- How do the underlying loans work for a Revolving Pool?
- How do repayments work for a Revolving Pool?
- Does Revolving Pool pay interest on late loans?
Pending payments
- What are pending payments?
- How long is the pending payments period? Can it be shortened?
- Does pending payments mean lending companies or borrowers are late?
- What’s the difference between pending payments and grace period?
- Can pending payments increase?
- Can pending payments be abused?
Overdue funds
- What are overdue funds?
- Can I sell or withdraw my overdue funds?
- How can I see more details about my Overdue funds?
- Where to find the latest updates about delayed payments?
- How can I view my bad debt loans on the Mintos platform?
- Why is my loan portfolio value different? How do I check overdue loans?