Withdrawing cash from your automated portfolios is simple, but it works slightly differently depending on the portfolio type.
The key difference is whether “Cash out” only transfers portfolio cash or can also sell investments to free up funds.
Core Loans, High-Yield Bonds
In these portfolios, cash out can withdraw portfolio cash or sell investments if needed.
To withdraw cash:
- Go to your portfolio page: Core Loans or High-Yield Bonds
- Click Cash out
- Enter the amount
- Confirm
When cashing out, funds will first be drawn from your portfolio cash. If the amount you wish to cash out is greater than what is in your portfolio cash, investments will automatically be sold to cover the difference.
Important:
If you only want to withdraw the portfolio cash (and avoid selling investments), make sure to enter an amount equal to or lower than your portfolio cash balance.
Custom Loans portfolio
In the Custom Loans portfolio, Cash out only transfers portfolio cash, and it does not sell investments.
To withdraw cash:
- Go to your Custom Loans portfolio
- Click Cash out
- Enter an amount up to your portfolio cash in the portfolio
- Confirm
If you don’t have enough portfolio cash:
- Pause your portfolio to stop new investments
- Wait for repayments to accumulate as portfolio cash
- Then withdraw that cash
To access invested funds faster, you can sell your investments manually on the Secondary Market. To see how to do it, click here.
ETF portfolio
In the ETF portfolio, withdrawals are done by selling a percentage of your portfolio.
To withdraw cash:
- Go to your ETF portfolio page
- Select the percentage of your portfolio value you want to sell
- Confirm
Have an active investment plan?
If you have an active investment plan for the portfolio you're withdrawing from, we recommend cancelling it first. Otherwise, your withdrawn cash may be automatically reinvested.
Learn more about managing cash on Mintos here.