If you invest through Core Loans, High-Yield Loans, or Conservative Loans portfolios, you can use the Cash out feature to access your invested funds without listing them on the Secondary Market, with no fees.
How it works
When you cash out, Mintos automatically sells eligible investments in your portfolio to other investors using the same strategy.
How to cash out
- Go to your Loans portfolio page and find the strategy you want to cash out from: Core Loans, High-Yield Loans, or Conservative Loans
- Click Cash out
- Enter the amount you want to cash out and click Review.
- Click Confirm to finalize your cash out
The funds will appear in your available cash once the sale is processed. You can then withdraw them to your bank account.
What to keep in mind
- Any uninvested cash in your portfolio is used first and is credited to your available cash immediately. The remaining amount depends on selling eligible investments, which can take a few minutes up to a few days depending on investor demand and market conditions.
- If your cash out is taking longer than expected, some of your investments may not be eligible. See [Which investments are available for Cash out from Core Loans?]
- Late or overdue investments cannot be sold through Cash out.
- If an investment has a pending payment, you can cash out after the payment has been processed.
- Some of the amount shown as "Available for cash out" may already be uninvested cash sitting in your portfolio. That portion is credited to your available cash immediately, while the rest depends on finding a buyer.
Related articles
- Which investments are available for Cash out from Core Loans?
- What are normal market conditions for investments in loans?
- How do I sell my investments?