A steady and constant flow of investment activity indicates normal market conditions. Past performance does not guarantee future performance, and abnormal market conditions could conceivably change the availability of your money.
Abnormal market conditions could be caused by a global recession, an abrupt and widespread loss of faith in loan-based investments, or a number of other situations. Ultimately, this could mean that investors may have to wait until a buyer can be found for their loan shares or Notes in their Core Loans portfolio or legacy strategy, or until the underlying loans are repaid over time by the borrowers.
Since Mintos was founded in January 2015 to the beginning of March 2020, we experienced normal market conditions. From mid-March 2020, due to the Covid-19 pandemic and overall panic in the financial markets, and from the start of the Russian invasion of Ukraine in February 2022, the conditions were not normal for 1-3 months. While this resulted in spikes of cash-out requests and longer cash-out times, investors were still able to cash out over a longer period.