Adding money to your Mintos account is simple and flexible. Choose the option that works best for you:
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Easy bank transfer – Deposit EUR funds directly from your Mintos profile with our Plaid open-banking integration. The minimum deposit is €50, and we don’t charge any fees. However, your bank may apply transactional fees. Transfers typically arrive within a few hours, but in some cases, it may take up to 3 business days. Currently, this option isn’t available in the Baltic, but we’re working on making it available soon.
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Payment card transfer – Top up your Mintos account quickly and easily using your Visa or Mastercard. The first €1,000 you deposit by card is fee-free; any additional deposits beyond this one-time limit will incur a fee (2% of the deposited amount). The minimum deposit amount is €50. Only cards issued in your name are accepted—transactions made with cards not registered to you will be declined. For more details, please visit our Fees page.
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We accept payment cards issued in the following countries: Austria, Bulgaria, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Norway, Poland, Portugal, Romania, Spain, Sweden, and Switzerland. - Manual bank transfer – Transfer funds manually by copying Mintos’ bank details from your account. There are no limits or fees on our side, though your bank may apply charges. If you're using third-party services like Wise or Revolut, you may need to provide additional information to complete the transfer.
Simply choose the method that suits you best and follow the easy steps to add funds. If you have any questions, feel free to reach out to our support team—we’re happy to help!