When you invest on Mintos, you should be prepared to hold your investment until maturity. If you’d like to liquidate your investments before they reach maturity, we offer the following options:
Cashing out funds from investments made by Mintos Core or legacy strategies
Mintos Core and legacy strategies come with a cashout option, which lets you sell your investments automatically to other investors using Mintos Core without applying any fee. Learn more
Selling investments on the Secondary Market
Another place where you can liquidate your investments is the Secondary Market. You can list investments for sale on the Secondary Market from your Current investments page under Loans. Unlike cashouts, Secondary Market sales allow you to apply a discount or a premium. You receive your funds only after another investor buys your investment. A fee of 0.85% is applied to every sale on the Secondary Market.
Please note that investments in loans from lending companies that have been suspended from the Secondary Market or are defaulted cannot be traded on the Secondary Market. From 1 July 2022, the Secondary Market is only available for investments in Notes. Learn more
Once your investments are liquidated and all payments processed, your money will be credited to your Mintos account. You can then withdraw your available funds to a registered bank account on the Withdraw page. Learn more