The Mintos investment platform is operated by AS Mintos Marketplace, a subsidiary of AS Mintos Holdings. AS Mintos Marketplace is a licensed investment firm under MiFID II and supervised by the Latvian regulator (Latvijas Banka).
Separately, SIA Mintos Payments, another subsidiary of AS Mintos Holdings, holds an electronic money institution (EMI) licence and is also supervised by Latvijas Banka. Other Group entities perform supporting or issuing activities and do not hold financial services licenses.
Notably, since 2025, AS Mintos Holdings and a number of its subsidiaries are subject to prudential consolidation together with AS Mintos Marketplace, and hence there are regulatory requirements and supervision by the Bank of Latvia, which, to a certain extent, applies to Mintos Group on a consolidated level.