To get the best diversification, we recommend setting a portfolio target that is close to the amount you plan to invest. If the portfolio target is much larger, diversification may not work as intended.
Example: If you set a portfolio target of € 100 000 and select 10 lending companies, the investment target for each lending company will be set to 10% (or € 10 000). If you invest only € 1 000, the whole sum could be invested in loans or Notes from a single lending company, and your portfolio wouldn’t be diversified.