An annual portfolio management fee of 0.29% will apply to new outstanding investments made through Custom Loans portfolios, across both the Primary and Secondary Markets. This fee will apply to investments made on or after 16 May 2025. Investments that are in pending payment or overdue status will not be subject to this fee.
Manual investing is still free, but it requires more time and effort to manage. The Custom Loans portfolio offers a time-saving alternative, and the new fee helps us continue improving your investing experience.
How will the fee be calculated?
The annual fee of 0.29% will be calculated daily and will be charged to your available balance monthly.
Example: Your Custom Loans portfolio balance has been €1000 for the entire month. At the end of the month, the fee is €1000 × 0.29% ÷ 365 × 30 = €0.24, for a total of €2.9 per year.
What happens if I remove my Custom Loans portfolio?
The fee still applies to any outstanding investments made after 16 May 2025, even if you later remove the Custom Loans portfolio.
Example: If you create a portfolio on 20 May, invest €10,000, and then remove the portfolio, the fee will still apply to the outstanding investments as they are gradually amortized.
Will I have to pay a fee on my current outstanding investments?
No portfolio management fee will be charged for outstanding investments made before 16 May 2025. The fee will only apply to new outstanding investments made with Custom Loans portfolios from this date.