Mintos fee reduction for Short term loans

Good afternoon Mintos,

Could you please consider a secondary market fee reduction for short term loans? Currently the 0,85% fee is actually greater than total expected interest for these 30 day loans and therefore there is next to no re sale value for these ST loans. Perhaps a two tier free system of 0,85% for loans over 6mths and 0,1% for short term loans.

*Note - Maybe with the future NOTES this will not be an issue.