If you join Mintos using the promo code INVEST26, you may be eligible for a cash bonus of up to €500, based on how much you have invested at the end of the campaign.
This article is a summary of how the campaign works. The full rules are set out in the campaign Terms and Conditions.
Campaign period: 24 August 2026 – 30 September 2026
1. Who is eligible?
You can participate if:
- You are a new Mintos investor — you did not have a Mintos account before the campaign
- You register using the promo code INVEST26
- You register and invest between 24 August and 30 September 2026
Existing Mintos investors are not eligible for this campaign, even if they enter the code later.
The campaign is open to investors in all EEA countries.
2. How do I join?
- Go to www.mintos.com/invest26
- Create your account and enter the promo code INVEST26 during registration
- Complete verification and deposit funds
- Invest in eligible assets by 30 September 2026
Did you register during the campaign but forget to enter the code? Contact our support team through the chat before 30 September 2026. We'll check whether your account can still be linked to the campaign. Each request is reviewed individually.
3. What investments qualify?
Your investments must be in eligible assets:
✅ Loans ✅ Bonds ✅ Real Estate ✅ ETFs ✅ Crypto ETPs ❌ Smart Cash (not eligible)
Important:
- Only executed investments count. Reserved investments and pending orders are not eligible.
- For Bonds and Real Estate, execution can take several days. Place your orders early so they are executed before 30 September 2026.
- Money sitting as cash in your Mintos account does not count towards the bonus, no matter how much you deposit.
4. How much bonus will I get?
Your bonus depends on your outstanding investment at the end of the day on 30 September 2026.
| Outstanding investment on 30 September 2026 | Bonus |
|---|---|
| Less than €1 500 | No bonus |
| €1 500 – €2 499.99 | €20 |
| €2 500 – €4 999.99 | €35 |
| €5 000 – €9 999.99 | €75 |
| €10 000 – €24 999.99 | €175 |
| €25 000 or more | €500 |
Your tier is fixed based on your outstanding investment on 30 September 2026. Investing more after that date will not move you to a higher tier.
5. What do I need to do after 30 September?
To receive your bonus, you must keep your investment in place during the holding period from 30 September 2026 to 31 December 2026.
During the holding period:
- Keep your outstanding investment at or above the level that qualified you for your tier
- Do not withdraw funds from your Mintos account
- Remember that funds returning to cash (for example, when a loan is repaid or a bond matures) no longer count as outstanding investment. Reinvest them to stay within your tier.
If your outstanding investment falls below your tier level, your bonus may be reduced or you may lose it.
6. When will I receive my bonus?
Bonuses are paid manually to your Mintos account in EUR between 1 and 15 January 2027.
7. Frequently asked questions
Can I combine INVEST26 with another promo code or with Refer a Friend? No. The INVEST26 bonus can't be combined with another promo code campaign or with the Refer a Friend program.
I invested €2 000 but €1 800 of it is still reserved. Which amount counts? Only executed investments count, so €200 in this example. Place orders early, especially for Bonds and Real Estate.
I deposited €5 000 but only invested €3 000. Which tier am I in? The €2 500 – €4 999.99 tier. Cash in your account doesn't count towards the bonus.
Can I move to a higher tier by investing more in October? No. Your tier is set by your outstanding investment on 30 September 2026.
Do I have to keep the same individual investments during the holding period? No. You can sell and reinvest, as long as your total outstanding investment stays at or above your tier level and you don't withdraw funds.
What happens if I withdraw money in November? You will not receive the bonus.