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December Cashback 1% Bonus only for existing Investors

  • Updated

1. What is the December Cashback 1% bonus?

You can earn 1% cashback on eligible investments made in December 2025, up to €100.
The bonus is paid in EUR to your Cash Account by 10 April 2026.


2. Who can participate?

You can participate if:

  • You received a bonus invitation from Mintos (this offer is directed only to a selected group of investors; if you haven't received the offers to your email, it means you are not eligible).

  • You enrolled in the campaign on the Mintos platform.

Only investments made after enrollment are eligible.


3. When do I need to invest?

You must invest between:
📅 1 December 2025 – 31 December 2025

Investments made outside this period do not count.
 

4. Which investments are eligible?

Eligible investments:

  • Loans (Primary Market)

  • Bonds (Primary Market)

You can invest in one or both.

❌ Not eligible:

  • Mintos Smart Cash

  • ETFs

  • Real Estate

  • Secondary Market transactions


5. Are automatic investments eligible?

✅ Yes.
Automatic investments (automatic strategies or portfolios) are eligible if they:

  • Are made after you enroll, and

  • Meet all campaign conditions.


5. Which funds can I use?

You can invest using:

  • New deposits, and/or

  • Uninvested money already in your Cash Account

❌ Not eligible:

  • Reinvested repayments

  • Funds moved between assets


6. Do I need to keep my investments invested?

✅ Yes.
Your eligible investments in loans and bonds must:

  • Remain invested until the end of the day on 31 March 2026

  • Be continuously reinvested if repayments occur

Withdrawing these funds before this date may reduce or cancel the bonus. You can, however, withdraw the funds received from different assets or uninvested funds, as long as your principal exposure in loans and bonds remains at the same level as on the day of enrollment.


7. How is the bonus calculated?

  • The bonus is 1% of the increase in outstanding principal from eligible investments made from 01.12.2025 to 31.12.2025 and held until 31.03.2026.


8. Is there a bonus limit?

✅ Yes. The maximum bonus is €100 per investor.


9. Can I combine this with other promotions?

❌ No.
This bonus cannot be combined with other Mintos promotions.


10. When will I receive the bonus?

📅 By 10 April 2026, in a single payment to your Cash Account.


11. What should I remember?

  • Enroll before investing

  • Invest only during December 2025

  • Use new deposits or uninvested cash

  • Invest in Loans or Bonds (Primary Market)

  • Keep investments until 31 March 2026

  • Link to Terms and Conditions.

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