Mintos is raising money by issuing a subordinated bond and offering it to investors starting from a minimum investment of €50. By investing in the bond, you’re lending money to Mintos, and Mintos will pay you fixed interest (coupon) for the duration of the bond. This bond is unsecured and qualifies as Tier 2 capital for Mintos. The bond has specific terms (interest rate, maturity, etc.) set by Mintos.