The Mintos Risk Score is a numerical measure that portrays the risk level of a particular investment opportunity on Mintos. The overall score that is shown on a lending company level is based on four subscores that are assigned to four different aspects of the evaluated investment opportunity: Loan portfolio performance, Loan servicer efficiency, Buyback strength, Cooperation structure. It is expressed numerically on a scale from 10 to 1, where 10 indicates low risk, while 1 indicates high risk.