Mintos Smart Cash and fixed-term deposits are low-risk investment options for conservative investors.
Mintos Smart Cash provides variable returns and allows investors to withdraw funds at any time without lock-in periods, withdrawal limitations, or penalties, making it ideal for short-term financial needs. Smart Cash invests in a money market fund which is broadly diversified and actively managed to follow market rates.
Fixed-term deposits offer fixed returns and are usually guaranteed up to a certain amount, ensuring the safety of the capital. However, they require investors to lock in their funds for a specific term, with penalties for early withdrawal.