The payment plan proposed is being evaluated!!
The sentence in the title is being repeated for the next 35 weeks of updates since October 2025 in slightly different words. I am talking about MFOfinance.
With two firm agreements in the meantime to repay the chronical overdue amounts in February and June. False promises for show. An interesting case that gives you a very clear insight into how Mintos is dysfunctional and has absolutely no influence on the lender’s willingness—or lack thereof—to pay. Week after Week, Mintos said it is reviewing the plan and giving its approval. Another way to sugarcoat the truth, because no matter what Mintos thinks, the creditors do what they want. The latest update reveals that MFOfinance has decided to repay the pending payments over 12–18 months. This means most loans will fall outside the 60-day buyback guarantee—but who cares? And Mintos? It’s going to review the fifth recovery plan again and continues to encourage everyone to buy Notes under the motto “Rien ne va plus.” At least if they would be honest.
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Ugo,
This is all scary and worrying, Ugo. Who knows how it will end with Nera Capital and Easy Debt Service bond. Investors already marked by the default don't count for anything then!! Let's wish ourselves good luck!
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I told you in the previous email. Start filing an official complaint and if you don't like the response, go to the next level!
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Terrible situation! I am increasingly convinced of it.
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Let me briefly describe from my perspective how things are looking with my investments, repayments, interest, and new investments: CATASTROPHIC!
Until a few weeks ago, I was able to make about three new investments per week (around €150) thanks to the repayments and interest.
For the past two weeks, my balance has only changed by a few cents—€20 to be precise! I barely managed to invest on the secondary market, because to reach the €50 threshold for an investment on the primary market, I'd have to wait another three weeks.
Sad, isn't it?
Many thanks to Alivio Capital, Dozarplati, Kviku, various MFOs, Planet42, Dinerito, and of course, not forgetting Nera Capital, and all the other providers whose payment practices are also rather poor. Oh yes, and IuteCredit, whose repayment was actually due four days ago and is still "in transit."
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redbullsuechtig
Dear colleague, my situation is far more catastrophic than yours, if you've read my numerous posts. €74,000 blocked with Nera Capital, two-thirds already expired without repayment, and no further interest accrued. Zero for three or four weeks. I must add the default underway since December with EDS bonds, where I've blocked approximately €18,000. A complete disaster. Approximately €105,000 of assets frozen in Mintos, interest-free and...with no certainty of recovery. First experience on a P2P platform: ULTRA-CATASTROPHIC. I recommend you file a formal complaint with Mintos, as I did. Then we'll see if we can take it to the higher levels. I'm not happy with the investor protections on the platform. Good luck.0 -
@ Pietro Guiseppe Vitetta
No offense, but I think that's enough. Since you practically emphasize in every post how badly your investments have gone for you, and you absolutely have to include your investment amounts every single time, one might think you're the only one in this situation. I'm sure you're not. But I do believe you're one of the few who put all their eggs in one basket and got burned. The situation is frustrating for everyone, so please stop whining and asking for sympathy.0 -
@redbullsuechig
Thanks for your insight. I guess many are in this situation now, but most probably wake up once a year and then see how bad it has turned. It looks almost as if the algorithme and coworkers became paralyzed. Hardly any transfers of money. Maybe they hired the pidgeon brigade to move money between banks. The volume of loans on the Mintos platform is strongly declining, and I suspect their focus is shifting as a result.
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