Good afternoon Mintos,
Could you please consider a secondary market fee reduction for short term loans? Currently the 0,85% fee is actually greater than total expected interest for these 30 day loans and therefore there is next to no re sale value for these ST loans. Perhaps a two tier free system of 0,85% for loans over 6mths and 0,1% for short term loans.
*Note - Maybe with the future NOTES this will not be an issue.
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