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Yield / Interest rate calculation


Komentarze: 2

  • Ricardo Jorge Matos Marques

    I invested on a short term loan (LVX0000982J8)
    Interest rate: 14.0%
    Listing date: 08.07.2023
    Expected maturity date: 06.08.2023
    Purchase date: 10.07.2023
    Finished: 06.10.2023
    Invested amount: € 50.00
    Received payments: € 50.43

    I don't understand why the received payments were just 50.43

    I cannot get anywhere close to that value unless the loan was in fact payed on the maturity date, which was not the case.

    Can anyone at @mintos clarify?


  • Nicolas Mayer

    Notes with indicated interest rate are unreliable due to buyback. They don't adjust accordingly.

    The problem is that if a portion of the Notes are bought back early, the Notes overall won't provide the displayed return on the notes.

    In my opinion it would be necessery to have enough fund in a strategy to invest only in ID Finance, Mintos would provide with quarterly report, the annualised return on the 3 month period.


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