Overslaan en naar hoofdcontent gaan

Questions for Mintos

Opmerkingen

3 opmerkingen

  • Permanently deleted user
    Community manager

    Hi Daniela,

     thank you for your feedback, we will come back with an answer later this week.

    0
  • Permanently deleted user
    Community manager

    Hi Daniela,

    Thank you for the feedback and we are sorry to hear that you have not been satisfied with our services. Please see the answers below to your questions.

    1) Regarding transparency on the issued loan currency. The information about the original currency of the loan could be found in the assignment agreement that comes with each investment you make, the loan agreement published on Wowwo's page and other relevant documents, including available financial information of Wowwo provided by Mintos.
    Further to clarify it even more we have added now at each loan page information about the original loan currency.

    2) Funds in recovery - in most cases, there are restructured repayment schedules in place and Lending Companies make repayments according to them. In other cases, repayments are tied to the borrower repayments that are transferred to the Mintos investors. Ongoing negotiations only happen with the Lending Companies where there is not a restructuring in place. Information about each recovery can be found on the recovery page. This week we will have the next monthly update: https://www.mintos.com/en/funds-in-recovery-updates/
    We also attach a list of loans that have been repaid in the previous month for full transparency.

    3) Could you please elaborate on point 3, so we can provide a meaningful answer and make improvements if possible, as it is not clear what is meant with Misleading key figure/chart on the status of loans. Amounts in recovery are not included in the status KPI.

    0
  • Daniela

    Hi Annija,

    thank you for your answer.

    1) What are Mintos steps to assure the currency risks are adequately hedged? Will currency risks be considered in the Mintos Risk Score in future?

    3) I mean the information about the loan status (on the Mintos Homepage as well as the Mintos App). It does not reflect funds in recovery. In reality my investment situation with Mintos is worse than these KPIs make it look like. Why are you excluding funds in recovery for these KPI?

    0

U moet u aanmelden om een opmerking te plaatsen.