Scheduled Payouts (fixed & relative)
I'd find a scheduled payout feature very interesting.
- The first step would be to select the amount you want to pay out. Here the user enters a percentage value on how much he wants to pay out. If the payout is 25% of the interest, 75% gets reinvested. So if you make 500€, 125€ is payed out and 375€ is reinvested. To avoid stalling the reinvestments, this "split" would happen every time interest is earned and the payout would be parked in "keep uninvested".
Another option could be a fixed value like 200€. If you make 250€, 200€ is payed out and 50€ reinvested. If you make 180€ nothing is payed out.
- The second step would be to select, if the payout happens at the end of every week or every month.
i dont think instant payout is necessary when you just set an amount that schould not be reinvested0
I never said that payouts should be instant. What I meant was that the "split" of what is to be payed out and what is to be reinvested should happen directly when that interest is earned. Otherwise all interest would simply wait in your wallet until the month is over. Only then would 25% be payed out and the 75% reinvested. If you split it right away, the 75% can be reinvested instantly.1
Could be a useful feature. But I think we should wait the other products that are coming (ETF etc.) to implement something like this platform wide.0
I would definitely use this feature and it would also be unique for Mintos as P2P Market place.0
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