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About loans

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  • What is the grace period?
  • Can I know who the borrower is?
  • For what purpose are loans issued to borrowers?
  • What happens if a borrower does not pay?
  • What kinds of collateral are held for loans?
  • Who has the pledge rights over the collateral?
  • How is the value of collateral estimated?
  • How is collateral safeguarded?
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