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Investor protection in a regulated environment



  • Paweł Holewa

    At the end of the article, there is a sentence: "The investor protection scheme does not apply to investments in loans via assignment agreements."

    Can you explain more? Every investment in loans is done via the assignment agreement, isn't it? If it is so, then to what kind of activity undertaken on Mintos platform the investor protection scheme can be applied?

  • Lucja (Mintos)
    Community moderator

    Hello Paweł Holewa,

    If Mintos fails to provide investment services, retail investors are entitled to a compensation of 90% of the irrevocable loss resulting from the non-provision, up to a limit of €20 000.

    The investor compensation scheme does not compensate investors for losses resulting from:

    -Changes in the price of an investment
    -The default of a borrower, lending company, or issuer
    -The lack of a market for the purchase or sale of an investment.

    The investor compensation scheme does not apply to investments in loans that are made by way of assignments. It only applies to investments in Notes and investor funds once we introduce Notes.

  • Miguel Angel Jano Lopez

    hola entonces que me entere yo los prestamos tienen esa protección de 20.000 euros por cuenta o no?

    y si las notas si algún día será todo notas?

  • Permanently deleted user
    Community manager

    Hola Miguel Angel Jano Lopez ,

    Gracias por sus preguntas.

    Sí, los inversores en Mintos empezarán a estar protegidos por el esquema de compensación de inversores una vez que lancemos Notes. Puede leer más sobre el esquema de compensación de inversores en nuestro blog aquí: Nuestro plan es ofrecer a nuestros inversores una plataforma de inversión multiactiva. Habrá más opciones que sólo Notes.

    Saludos, Equipo de Mintos


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