Skip to main content

ID Finance Spain Not Paying?

Comments

3 comments

  • Lucja (Mintos)
    Community moderator

    Hi IzHaN

    Thank you for sharing your concerns. To clarify, the lending company associated with your investments is making timely payments. In cases where borrowers fall behind on their repayments to the lending company, there’s an automatic safeguard in place. If a loan is overdue by more than 60 days, the lending company is contractually obligated to repurchase the corresponding loan-backed securities from investors. This process ensures that even if a borrower is late, your investment is protected after that threshold.

    1
  • IzHaN

    Well, I hope you're right. I did read a lot of people complain about ID Finance getting extended times indifinetely to repay their debt back and having money on hold for years. I didn't invest much because i am pretty new to the platform, and I understand there should be risks involved, but honestly, Mintos should work a lot in their user interface and the transparency, the UI looks very primitive and it could get a lot of QOL improvements, just as in the transparency aspect as well.

    1
  • Lucja (Mintos)
    Community moderator

    I understand, and thank you for sharing your feedback. If you still have any doubts or concerns about your investments, please reach out to our support team via the bot. We’ll be happy to provide you with personal assistance to clarify any doubts you have. We appreciate any suggestions that can lead to improvements and a better user experience. 

    1

Please sign in to leave a comment.