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Pinjam Yuk - all loans 100% late ??

Comments

2 comments

  • Japke

    Looking at the statistics on https://www.mintos.com/en/statistics/loan-statistics/#loan-performance

    All "personal loans" are indeed majority "30-60 days late".

    Most of the "Revolving pool" loans are current, around 8,5m EUR (95,5%). There is around 400k EUR (4,5%) in the grace period of these type of loans.

     

    At the primary and secondary market there are no single "personal loans" available. They are currently all packaged in "Revolving pool" loans. 

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  • Marek (Mintos)

    Dear investors,

    Please note that the statistics 30-60 days late refers to delayed borrower repayments. As all the Notes issued via Mintos automatically come with a buyback obligation, the lending company is obliged to repurchase all the loans that are delayed for more than 60 days and you receive back your principal together with the accrued interest. If there are any other specific questions, please get in touch with us via support@mintos.com and we would be happy to address all your questions or concerns individually.

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