When information about a specific evaluation category can not be retrieved from the lending company, the subscore for this category is withdrawn. One withdrawn subscore affects the total Mintos Rating Score, and the overall value shown for the lending company is Score Withdrawn (SW).
The score can be reactivated again as soon as the missing information is available to Mintos, and the subscore is updated on the marketplace.
In case when a lending company does not offer loans with a buyback, a subscore for this category is excluded from the weighted average of the final Mintos Risk Score, and is also marked as a Score Withdrawn (SW), but in this case, it does not affect the overall Mintos Risk Score.