This content is about investing in loans by means of assignment agreements. It is not yet updated for investments in Notes and does not reflect some of the changes due to us having received the investment firm licence. We’re working on updating this content.
Each Forward Flow contains many smaller underlying loans. These loans usually have a shorter maturity, and hence will be replaced over the period of the Forward Flow agreement. All loans in a Forward Flow have the same interest rate, amortization, and loan type, and similar term and amount (in a pre-agreed range). Investors can see the details in the loan view at any time, and follow all loans on an individual level.
The underlying loans will be replaced by the lending company when they mature, are repaid, or go more than 60 days late. The underlying loans need to meet the same quality and performance standards as other loans on Mintos, and the lending company will keep its usual skin in the game.