All Mintos strategies will diversify your portfolio. The Diversified strategy will give you the best diversification across all available loans. The other Mintos strategies will still have good diversification, but will select loans based on different criteria and priorities – the Conservative strategy prioritizes risk reduction, and the High-yield strategy prioritizes returns.

Our proprietary algorithm takes into account what is available on the market at any given moment and which loans you have already invested in. If you invest less than € 1000, your strategy will not be fully diversified, and as a result, you may experience lower returns. For optimal performance, we recommend investing € 1000 or more.