No more money until

Murat Thomas Alp

• 9. Mai 2026 21:22

I am following my account I've seen that the oerdues have increased alot. I dont think I am alone to think that Mintos really need to do some more action to get those money back. I will not invest any new money until I've see the overdues gets payed back.

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  Ugo

  • 11. Mai 2026 14:27

  Everybody should start taking out their money. It is getting worse and worse.

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  João Gonçalo Arroja De Matos Oliveira

  • 14. Mai 2026 19:15

  Agreed. This is getting ridiculous. According to Mintos itself, over 18% of its portfolio is currently in recovery. As P2P Empire points out, 'non-performing loans can impact your liquidity and returns on Mintos, as the platform must first recover the debt before you can withdraw or reinvest your funds.' This is not to mention the over €130M in unresolved defaults from failed loan originators.
  The list keeps growing, and they are now adding nonsensical 'litigation' tags to originators that simply cannot be held liable under the law. This is just window dressing to buy time. And that is precisely the case with Kviku and Woowo, who simply ran away with our money, while Mintos refuses to step up and assume its own responsibilities. Mintos itself should be accountable, if only because it should have vetted and guaranteed the financial health of the originators it welcomed into the platform in the first place. Where we, simple private users, to monitor the financial health of the loan originators, and their portfolio performance? 
  This will also be the case with Nera Capital, and I have a feeling ID Finance is going to follow very soon. The efficiency in processing refunds has plummeted in the last two weeks; I would even say the vast majority of them are only processed once the loans become more than 60 days past due. This is a clear symptom of a deeper issue.
  As for me, I am cutting my losses and getting out right now. I will take whatever I can, with zero expectations of recovering my total investment here—let alone the earnings, which I expect will drop to zero, given how absurd the Nera Capital situation has become.

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