What is the crazy unergonomic idea behind Portfolio Cash and remove keep available ?

Cyril F

• 9. März 2026 13:57

Hello Mintos,

I just discover that now keep available feature will be removed and each portofolio will have his own wallet.

What is the idea behind this crazy unergonomic idea ?

Let me explain my use case that I do several time everyday.

Before we had a unique wallet that collect availabke revenue and can serve to invest in bond or loan.

Now we have a wallet for each type of investment. So now when I want to invest manually or invest form loan to bonds I need to withdraw to common wallet and then invest.

What is the rationale behind this ?

1

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  Elensil

  • 12. März 2026 23:50

  Hello,

  I have the same question. Why did you make it harder for us to invest? I see no benefit in this new setting. It will need more time for managing of the portfolios.

  1
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  Ian Arthur Newman

  • 20. März 2026 10:08

  I agree. Apparently new users found it confusing?? it seems very straightforward to me, and now I have to spend more time managing the limits of my portfolios in order to keep the cash available that I need, and avoid the buildup of excess cash! 😕

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  Lucja (Mintos)

  Community moderator

  • 20. März 2026 12:52

  Thank you for your comments and for being actively engaged in the discussion.

  We would like to kindly point out that this topic is already being addressed in another post, where you can also find our responses and the latest updates on this matter.

  To keep the communication clear and make it easier to follow the discussion, we encourage you to continue the conversation in this thread: https://help.mintos.com/hc/en-us/community/posts/44589435525265

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