Creditstar shaky
Over the last six months, creditstar repayments have been extraordinarily delayed. I often have 10% of my creditstar in pending/overdue status for months in a row. And sometimes there is a mintos trick: on Thursday they go from overdue back to pending so that on Friday mintos doesn't have to explain when they are going to make payments. I have often asked how it is that payments go from pending to overdue and back again. In principle this is not possible but this happens on a regular base. I have never received an answer from Mintos. Anyone has?
Mintos says there is extra interest in return (pending and overdue) but that is negligible.
The annual financial report of 2023 of Creditstar showed a reasonable liquidity but given the unreliable repayments I would advise everyone to be careful. Mintos also lowered the rating recently from 6.2 to 6.0.
-
We got nothing when the payment is pending for less than 10 days.
And I think it's a trick from credistar to gain 1 week for free?The reverse from overdue to pending happen mostly in my opinion when credistar confirm to Mintos that they have proceed to the payment.
And thus the overdue amount has been settled.0 -
@Nicolas It could be but I notice that repayments happen both in overdue time as in pending time when they switch forth and back, so settlement does not convince me. This week Creditstar got back again from one week overdue to pending. Switched 4x over three weeks and the total amount stayed about the same daily with some regular repayments. One never knows which part of the total repayments is still pending and which is still overdue. It rarely happens that one lender has separate pending and overdue amounts at the same time. So there is something unclear when they go from overdue back to pending. At least one could say you miss the overdue extra rent.
0
Bitte melden Sie sich an, um einen Kommentar zu hinterlassen.
Kommentare
2 Kommentare