Creditter + EcoFinance + Lime Zaim + Kviku
Tras la actualización de los pagos atrasados y ver como Mintos ha estimado una recuperación del 50% - 75% con todos los prestamos de Rusia. Quiero dejar constancia de que yo espero recuperación TOTAL 100% del dinero prestado a Rusia y no quiero que se negocie una quita, como se ha hecho de forma unilateral por Mintos con los prestamos de Revo Technology.
After updating the late payments and seeing how Mintos has estimated a recovery of 50% - 75% with all loans from Russia. I want to state for the record that I expect 100% TOTAL recovery of the money lent to Russia and I do not want a haircut to be negotiated, as has been done unilaterally by Mintos with the Revo Technology loans.
Un saludo.
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Dear Investors,
We empathize with your concerns and frustrations, and we want to assure you that we take these matters seriously. The claims made by Kviku are unsubstantiated and lack a factual basis. In a recent court proceeding, Kviku asserted that they had not received any funds for the part of the portfolio arising from forward flow investments. It's crucial to highlight that, as previously communicated in our updates, Kviku's actions do not align with the best interests of facilitating any repayments.
When it comes to assessing the communication strategies employed by other platforms, it is important to acknowledge that we do not possess access to the intricate details of their agreements or the specific actions they have taken. Consequently, making direct comparisons or commenting on their approaches becomes challenging due to this lack of information.
We kindly request your understanding that we can only share information once it has been confirmed. Predicting the future course of events is an uncertain endeavor, and as such, we will continue to provide updates through the investor's account, as we have done traditionally.
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please answer my questions.
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ninth reminder
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An hour has passed and I still have no answers to my questions. Lucja, what's wrong with you?
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tenth reminder
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Ilya Shpuntou
As mentioned previously, we publish general updates about the situation with recoveries from Russian lending companies once a month. Investors can see these updates on the Overdue page together with the information about the recovered amounts. Given different factors that can affect the potential for receiving payments from the Russian Federation, we usually inform investors about payments only once they are received. Unfortunately, we cannot forecast, how much exactly will you receive from Russian lending companies in the future.0 -
eleventh reminder.
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All the time, you didn't answer the previous 4 questions.
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New questions arise.
5. Why did you edit your post?
6. Why is there no information that you did it?
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Lucja, take your job seriously or delegate your responsibilities to someone who will be responsible.
KFC treats its customers more carefully.
We are talking about millions of euros and the trust that investors have in Mintos.
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Hello Ilya Shpuntou,
Thank you for your questions.
My name is Elmars and I'm an Investor Service Team Lead at Mintos.
We appreciate your engagement and value the input from our team members, particularly Lucja, who has already supplied the answers to your previous questions. We are more than happy to reiterate them though. However, we kindly request maintaining a respectful tone and fostering a professional atmosphere within our community.
Thank you.-4 -
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What exactly does your investor service team do, Mr. Elmars? I have the impression that the entire Mintos platform is supported by a maximum of 5 people, with Lucia at the forefront. In 2022, I again asked to correct my tax return, remove inactive accounts and report more late loans . To date, no one has done anything about it, and the answers to our questions, which we receive from YOU, are simple copy and paste.
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However, we kindly request maintaining a respectful tone and fostering a professional atmosphere within our community.
Are u serious ? U are asking to be respectfull when u just spit on our face everytime ?
Mintos looks more and more like a ponzi.You don't give any information just random sh*t with no valuable transparency.
For example ID Finance never pay his debt more than a year without respect the plan and they will continue after december.U can't ask for respect with the "job" u are doing...
You can't ask for respect when u pay for review on TrustpilotYou can't ask for respect when u are not able to solve problem and have bad contract.
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Hello Elmars Ciganovics,
I'm glad that now you will answer the questions.
1. Why haven't we received the money yet from Dozaplati?
2. How much money should Dozarplati pay in the first installment according to the schedule?
I hope we take each other seriously and you will respond by the end of October 2, 2023
Thank you.
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Hello Ilya Shpuntou,
Apologies for not answering yesterday.
1. Both sides are still working in order to be able to receive the first payment.
2. In the current setup monthly installments are up to RUB 10 million per month.
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Hi Elmars (Mintos),
It's quite funny that you ask for respect here, while all Mintos has been doing in the last months was ignore, despise and disrespect us.
I have a question for you. In the last update, it was stated that a payment was received from Creditter, but I didn't receive a single cent from them. Given that you have acknowledged that there will be losses (50 to 75% of expected recovery), how are these payments being distributed to investors?
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Lucja (Mintos), Elmars (Mintos) - I'm still waiting for an answer. Also, where are the "Overdue" updates for September? We are close to the middle of October and still nothing ..
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Lucja (Mintos) ha pasado otro mes y NO SE HA DEVUELTO NI UN EURO de los prestamos de Rusia y Ucrania.
Seguimos igual que hace muchos meses:
- Creditter = 14%
- EcoFinance = 13%
- Lime Zaim = 8%
- SOS Credit = 4%¿De verdad creéis que estáis haciendo bien vuestro trabajo?
Seguid así y os quedaréis sin inversores.
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Lucja (Mintos) has passed another month and NOT ONE EURO HAS BEEN RETURNED on loans from Russia and Ukraine.
We continue the same as many months ago:
- Creditter = 14%
- EcoFinance = 13%
- Lime Zaim = 8%
- SOS Credit = 4%Do you really think you are doing your job well?
Continue like this and you will be left without investors.
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Hello Elmars Ciganovics,
Why does Fjvera receive higher repayment percentages?
My repayments:
- Creditter = 10%
- EcoFinance = 12%
- Lime Zaim = 7%
- SOS Credit = 0%0 -
I have also 10% on Creditter.
Elmars (Mintos), do you care to explain, or you just don't care?
Also, you might want to explain this from Creditter:
No payments were received in September as the lending company is working on a proposal for an alternative payment plan that would potentially allow monthly repayments larger than RUB 10 million. We expect to share more information in October.
What the hell is this? So they stop paying because they are working on a proposal? Why don't they keep paying until the proposal is in place? This is just another silly excuse.. They are not even paying the 10M RUB - they paid 75k€ in August, while considering the lowest conversion rate for that month, they should have paid at least 91k€.
And also explain Dozarplati's case:
The lending company is cooperative and looking for ways to start sending at least the RUB 10 million monthly payments. We expect payments to start in October.
They were opening the bank account since April, now that they did it, what do you mean by "looking for ways" to start sending at least the RUB 10M? What do you mean by at least? Can they send more without an exception? Why didn't they send anything in September if the account is open now?
These updates are just ridiculous.
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Elmars Ciganovics,
first reminder.
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Elmars Ciganovics,
Second reminder. This is serious, why is there no answer?
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Ilya
What evidence do you need more than Mintos is sick ?
I invite you to withrdaw everything you can as fast as possible.
Soon the pyramid will collapse...2 -
I am trying, but if they don't pay you, you can't take your money.
For now I'll be writing 1-star reviews on trustpilot on a daily basis.
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Hello Bruno,
I apologize for the late reply from our side.
I have a question for you. In the last update, it was stated that a payment was received from Creditter, but I didn't receive a single cent from them. Given that you have acknowledged that there will be losses (50 to 75% of expected recovery), how are these payments being distributed to investors?
This is due to the fact that the last payment from Creditter was distributed in chronological order covering overdue payments from the oldest to the newest due. Future payments will be distributed proportionally.
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Elmars Ciganovics,
Why didn't you answer my question?
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Elmars Ciganovics,
1. Why isn't the money distributed evenly?
2. When will you fix this mistake?
3. How much compensation will I receive from Mintos in the event of this error?
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Elmars (Mintos),
I did realize that they were not distributed proportionally, but why? Why are other investors being able to get the money before others?
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Hello Ilya Shpuntou and Bruno,
The funds received from Creditter were distributed chronologically due to an error. We are currently fixing it and in order to speed this up and to receive payments you should have received via a proportional distribution, please create support tickets. Apologies for this inconvenience.
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