Latest update

redbullsuechtig

• 9.03. 2026 14:09
• Upraveno

Wow… the latest update is insane! I've been trying to figure out why I absolutely need "savings plans." Suddenly, all I see are "savings plans." I have no idea! Meanwhile, the option to not invest a certain amount has been removed. Is this really the right way to keep investing simple? Oh, and I've noticed that I'm constantly being asked to deposit more money. I don't want that! I'm really disappointed with Mintos now!

1

• 

  Nicolas Mayer

  • 9.03. 2026 14:46

  I read the blog post 3 times to understand what the fuck is this update.
  
  What the hell is this? 
  
  It's overhelming difficult to understand! 
  It's the anti thesis of simplicity at this stage, it just add  a layer of complexity. 
  
  You have a global cash position for deposit and manual investissements, under this global one, you have one wallet for each automated portefolio, they are separated and money doesn't comunicate with each and oneanother. you have to setup strategie to send money from the global wallet to a specific wallet. 
  ( Tbh i don't understand very well yet)
  
  

  0
• 

  David Collazo Garcia

  • 9.03. 2026 16:51

  Yeah i never though of using this forum until now. I wat the change back, it makes no sense at all.
  
  Now you dont "get" the interest directly they automaticlly reinvest, making it so you cant set 5k in a small risk and 2k in big rist, becuase that money will grow and reinvest on the same strategy.

  This hurts diversification of portfolios, as now the money will not change where its going until you manually change it.

  The hardest part for me is removing the keep aviable. It was a way of doing manual investment easier and find good oportonities in the secondary market, or even looking to retire a small amount to help in a bad month. How will you now get to retire 500€ this month? prev you put the keep aviable and then retire. Now i have to sell the investment on secondary market?
  
  Why remove the feature that made mintos so easy to use, you set an investment goal and thats what you invest, now we got the top upp shit that clearly comes from outside. Along with the crypto shit they were talking about that nobody with two neurons will think of as a good investment strategy.
  Mintos showed the overperformance of the model during 2020, even with the Rusia entities problem i kept the money invested and didint doubt the objective of the platform. now they sound like a wanabe evrything investing. This is not the way, i dont like how etfs or autobonds work either,  we need to get vocal so they revert this change that helps no one.

  0

Přihlaste se, abyste mohli napsat komentář.