Nera Capital!!
What is happening with Nera Capital loans?. All contracts tell only interest payments till expiration. But today NC started principal repayment of all loans running for 3 months or less and also some 17% interest loans still running for 8 months. Are there no secured agreements between Mintos and Credittors? Seems like it and an ongoing issue creating most of the loan problems?
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@Pietro, grazie per la fiducia. Tra 21 giorni dovrà essere rimborsata una prima tranche dei pagamenti del capitale di Nera. Se non ci saranno comunicazioni chiare e impegni in merito, intendo invitare gli investitori a reagire.
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Bene!
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C'è anche una situazione difficile con i bond EDS in default ma abbiamo parole ripetute
Anche li € 18.000 bloccati
E € 75000 in nera....0 -
Amici, un portafoglio di € 105.000 di investimenti congelato, senza possibilità di ottenere più di un € effettivo di interesse!! Nera Capital non sta' pagando più e ho già in sospeso oltre € 1.000 di interesse. I bond EDS sono in default da mesi e non pagano interessi né rimborsano capitale delle emissioni già scadute.!! Nessuna novità. Solo rinvii e parole senza azioni di rilievo concrete per noi investitori. Una bella esperienza da vivere. Mintos agisca!!! Non solo pubblicizzare prodotti nuovi ma giusto anche tutelare gli investitori che hanno dato fiducia!!
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Ugo
la AI del testo che hai postato diceQuesto testo ha tutti i segnali classici di un'AI hallucination che mescola fatti reali con contenuto inventato.
✅ Vero (o plausibile)
- I ritardi nei trasferimenti esistono — confermato dalla situazione SRA già verificata
- "$100m+ in investor returns" — confermato da fonti reali Legalfundingjournal
🔴 Probabilmente inventato o non verificabile
- "$1bn in Expected Realisation Value" — cifra specifica mai citata in nessuna fonte pubblica trovata. Suona plausibile ma non ha fonte.
- "100% recovery unlikely by observers" — nessun analista identificabile ha scritto questo. Classica vaghezza AI ("observers suggest").
- "Mintos might need to sign new agreements to refinance portfolios" — speculazione priva di fonte, presentata come fatto.
- "Approximately one-month delays" — la specificità è sospetta; nessun documento ufficiale cita questa cifra.
- "Jurisdictional hurdles / court oversight" — vero in generale per il litigation funding, ma usato qui come filler.
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@Pietro Giuseppe Vitetta
Nessuno ti darà niente perchè è colpa tua. Mai letto "il capitale è a rischio"? Mai letto della necessità di diversificarE?
Ora, o i tuoi 75 k su Nera sono tipo 1% dei tuoi invesitmenti o hai commesso un errore a metterli tutti su Nera.Comunque non sono persi, solo bloccati per uun pò e continuerai a maturare interessi
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Certo Ivo. 3-4% del.patrimonio. Ma è l'esperienza che ti brucia, sempre pesante. Comunque, Mintos a mio avviso dovrebbe essere più proattiva verso gli investitori incagliati e con maggiore sostegno informativo . Buona domenica
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It is difficult to find further information about the situation. The problem stems from PM Law Firm, a large English law firm with numerous offices operating under various names, which has suddenly closed its doors start of February , with catastrophic consequences for employees and clients, some of whom are left empty-handed in the middle of arranging or refinancing a mortgage. Read this BBC article here: https://www.bbc.com/news/articles/c3wzvggxz67o
In early March, the Solicitors Regulation Authority subsequently placed all of PM Law’s offices and branch firms into liquidation. Creditors may wish to consult insolvency specialists. https://www.sra.org.uk/news/news/pm-law-intervention/information-for-creditors/
It must be the case that Nera Capital is one of PM Law’s creditors; otherwise, I cannot understand their insolvency issues. That is all I can find for the moment. I have not yet received a reply from the SRA regarding how long this will take. They have, however, stated that they will release further information within a month. Personally, I reckon this will take a very long time, provided Nera Capital has sufficient reserves, our only lifeline. Don’t expect Mintos to bring back your money. I saw that Alivio Capital is operating completely normal again after a fraud involving over a hundred thousand euros in debt to Mintos investors, but Mintos is notoriously stating each month and for a year now: ‘no developments’.
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Bravo Ugo. Che delusione! Avrei fatto meglio a lasciare i soldi in banca Italiana al 3% lordo vincolati a 3 anni ma con fondo di garanzia. Da questa legnata, cambierò il concetto su P2P e piattaforme annesse. Non me lo aspettavo da Mintos però quello che dici. Pensavo avere più garanzie e protezione da insolvenze e frodi degli originator.
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Una batosta. Aggiungi che EDS bond è in default e li ho altri € 18.000 bloccati.
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Thks @Ugo for your investigation.
But this doesn't explain that much.
And nera credit are way bigger than only PM.So payement should resume.
I am not aware for alivio but if that's true open a new topic about this case. would be interesting too
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Hi, Krasimira Boykova Eftimova 45 minutes ago he added a comprehensive and complete comment and an analysis of Nera Capital's insolvency. Why isn't it published? Do I have the entire communication I received by email?
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I have 'pending approval' messages all the time, for months now. Mintos don't like critical following I guess. But it is time investors raise their voice.
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Of course, Ugo. If we have to complain, I'll follow you. Figure out how. Did you get the "not published yet" message too Boykova Eftimova?
think there are many of us who are interested. There's Sheila Bertocchi and others. Should we file a collective complaint? Or individually. Investor friends, make your voices heard.0 -
Italian friends, for those who don't know, we'll also have to pay stamp duty in Italy, on assets that grow even without being able to cash in the money! And without collecting interest! And with the growing overdue payments, the value of the total assets will increase, leading only to an increase in taxes to be paid without being able to dispose of the money. The tax is calculated on the value of the total assets. I don't know about other countries.
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In the case of the problematic Mintos lender Nera Capital, there is still no real progress for investors. While Nera continues to claim that the ongoing investigations by the UK regulatory authority SRA are an industry-wide issue affecting the entire litigation finance sector, other market participants are now clearly contradicting this narrative.
Particularly explosive is an official statement from Sandfield Capital. Sandfield explicitly confirms not only that its own business model is not affected by the ongoing SRA investigations. According to Sandfield, the regulatory issues relate only to certain consumer credit models and specific market participants. Their own model operates completely differently and had already disclosed all financing agreements to the SRA more than 12 months ago, without receiving any further objections or inquiries.
Other litigation funding companies known to me, such as AxiaFunder, also do not see any problems here. As a result, Nera Capital’s previous communication is becoming increasingly questionable. There is still no new information on Mintos either. Instead, the same statement was recently published again, claiming that payments from the law firms are paused due to the ongoing investigations and that repayments will only resume after the reviews are completed. This could take weeks, months, or perhaps even years.
For Mintos investors, the situation therefore remains completely uncertain. According to Mintos, more than €60 million is currently outstanding. If Nera Capital were to enter a recovery process, it would likely become the largest default in the entire history of Mintos.
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I'm also here my friends.
Thank you Ugo for your updates, I should've started to move sooner like I felt I should at the end of last year following your posts and after the Planet24 debacle (but I only had like 200 EUR exposure left).
At least I did not submit for new loans.
My story is mainly that I have left only one portfolio on "automatic" using Mintos Algorithm.
I just wonder what about the diversification advice from Mintos and financial experts in general, when 42% of the automatic portfolio is invested in Nera Capital Loans (almost half of the portfolio). So the mintos algorithm did not follow best practices, or maybe I did not monitor it properly after setting on automatic. Maybe Nera never payed back the loans.
I know there is risk involved.
This unbalanced allocation is the only thing see as actionable against Mintos.
I have about 5k left with them, at one point I had 20k in the past 2 years.
The total of Nera Capital Loans are 42% of this portfolio - 2.4k EUR - so this will wipe out all returns for the past 2 years of 2.4k EUR, so I should be lucky.
If at least it plays that way I won't complain as oposed to what I see for our italian friends.
I'm sorry it turned this way, and I still hope this will get sorted out in an optimal way.0 -
Thanks for your support, Raz. I'm the Italian friend, perhaps the one most affected by this whole situation. I have an exposure of €75,000 with Nera Capital, plus €18,000 in EDS bonds, which, as you know, are in default. Mintos was my first experience with a P2P platform, when I started a year and a half ago to move my savings from banks that offered me 3% gross interest on a 5-year term. At least it was safe and guaranteed! I should have stayed in my country with my savings and not taken them abroad to lose them. I expected greater efficiency, protection, and security on Mintos, but instead I'm heading for disaster. See you soon, Raz.
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A new update by Mintos is expected this week.Curious!
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Of course Ugo. I can't wait!!
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