[feature/idea] Ethics score for Loan Originators
I think moving forward Mintos will benefit from introducing an Ethics Score for LOs that evaluates how "fair" are the loans issued. For example by evaluating their marketing strategy or how transparent they are with their costs.
I'm on Mintos to protect my savings and to hopefully see them grow, but at the same time I don't want to be part of any unethical practices.
I was honestly a bit surprised when I tried to search "ethic" in the About section. I just found some references on environment and equal opportunity employment. Maybe I missed some relevant documents, in that case I'll be happy to know more from the Mintos staff.
Great idea. An ethics score might also say something about regulatory risk, which already a lot of LO's had to deal with.1
Good feature, that probably is hard to track.0
Just to add 2 cents here: how ethical is charging the end customers 300%+ annual rate for a loan they are dire to get? You're definitely here not because of ethical reasons.0
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